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| Travel insurance for parents must be adjusted how often to travel |
Insurance companies that refuse to protect older travelers are simply unwilling to position themselves in most cases, in most cases paying large sums in case of sickness or injury. During your stay abroad your medical needs are covered by your insurer. According to Age Concern, a charity working with the elderly, the number of over-65s who have taken overseas holidays has increased by 36% over the past five years and 92% of the contracts are still in force. Holiday insurance is not open to this. Age group. This is an understandable position if tourists over 65 are three times more likely to be covered by their insurance, mostly for medical expenses than for those 30 years younger. From the perspective of an insurance company, this factor makes the coverage of older travelers uneconomical.
According to the Association of British Insurers, the cost of covering elderly health insurance for people over 65 years of age is almost three and a half times higher than that for under-50s. For this reason, the cover costs differ, what young and old pay. A couple under 65 completing annual European coverage with direct travel insurance would pay £ 46, while a couple over 65 could pay £ 160 for the same level of insurance. Even if people traveling only in Europe are covered by the European Health Insurance Card (EHIC), it only offers a certain level of cover, which essentially spares the same treatment as that offered for the premises and thus offers a solution. It was useless if the treatment he needed had to be brought to Britain before he could be executed.
It is highly unlikely that people over the age of 75 will benefit from coverage, and if they wish, they would pay between £ 94.10 for two weeks coverage for the United States of Marks & Mark. Spencer and £ 274.14 for two weeks. In most cases, the annual travel insurance offers an optimal offer only if the person wishes to make regular trips abroad. A suitable option for a 70-year-old single is Bradford & Bingley's overall annual strategy. It costs £ 133.94 and £ 148.82 including luggage coverage. These prices are valid for travelers up to 79 years. It should be noted, however, that these dates are assumed on the assumption that the traveler has good health without constant problems. The price is higher if the customer suffers from ongoing health problems, but this cover is available. Specialized insurers in this case include All Clear, Free Spirit, Marrs and Medicover.
Travel insurance not only makes life easier for traveling to a foreign country, it also provides a sense of security and can easily handle unjustified events. If the person travels alone or in a group, or is on a family vacation or business trip, an insurance policy covering all aspects of the journey is the best way to deal with the uncertainties.
Today, travel insurance policies cover a wide range of areas, from booking and canceling tickets to arranging accommodation at the new location. In addition, illnesses and other medical complications as well as the loss or theft of property are treated.
The travel policies are also different. They can be a one-time or annual travel policy. It is recommended that people who travel a lot to complete annual travel insurance; And for people who travel occasionally, a unique travel policy is the perfect choice.
There is also a primary and secondary travel insurance in the market. The primary insurance means that the travel insurance company pays first, while the secondary policy is the second or the last insurance, after the insured has applied for another insurance is covered.
A travel insurance is the best way to ensure a comfortable and carefree stay abroad, whether for pleasure or for work.
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